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6 reasons to ensure you get your car loan at a credit union

6 reasons to ensure you get your car loan at a credit union

If you’re thinking about purchasing a brand new or car or truck, a credit union is a superb option for financing.

There are many than 5,600 federally insured credit unions in america with over 110 million members, and auto loans comprise significantly more than a 3rd of the lending company.

“Part for the reason behind this is the discounts are excellent at credit unions, ” says Mike Schenk, vice president of research and policy analysis/advocacy in the Credit Union nationwide Association, or CUNA, a trade association. “You’d be crazy never to add a credit union in your shopping plans. ”

National banking institutions do possess some benefits over credit unions. They’ve more branches and generally are usually faster to roll down new technology. But customers thinking about saving cash owe it to on their own to explore exactly just what credit unions have to give you.

Listed below are six reasons why you should ensure you get your next auto loan at a credit union.

Compare automobile financing today on Bankrate.com.

1. Reduced interest levels

A reason that is big unions are seeing leaping development in auto loans is mainly because their attention prices have reached minimum one percent less than banks.